Loan Modification Vs Refinance

 · Refinancing replaces old loan with a new one while a modification alters the existing loan refinanceing has closing costs associated with it , but a loan modification does not cost any money So there are things to try that, if successful, will lower a mortgage payment to an affordable level.

Loan Modification Vs Refinancing, What Is The Best Option For You.. This article seeks to look into the pros and cons of Loan Modification and Mortgage Refinancing and to provide clear guidance to when it is best to modify your existing mortgage or to refinance it altogether.

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